Using Spend-downs to Qualify for Medicaid, Medicare, & Social Security CLE – 24/7 On-demand Recording and Complimentary Podcast – Last Day for $50 Discount

Benefits:

There is an unprecedented need for counsel to use cutting-edge tools to qualify for over two trillion dollars spent annually on elder care. The costs of healthcare & long-term care have dramatically increased in recent years for the elderly and disabled. Yet, only a small minority of clients possess adequate insurance and funding for such costs. Attorneys must understand the latest asset planning and protection techniques to assist clients needing to qualify for government assistance. The faculty for this program features several national authorities on the subject, who will cover tools for developments on Medicaid & Medicare access, Social Security benefits, spend-down’s, exempt vs. non-exempt assets, other government assistance, the effect of future medical expenses on government benefits, and the landscape of Medicare, Medicaid, medical expense planning, and protecting asset while qualifying for government assistance. Registration includes online access to course and reference materials that serve as a helpful guide to the numerous topics and techniques discussed in the program.

Agenda:

Using Spend-downs to Qualify for Medicaid, Medicare, & Social Security CLE:

a. Essential Spend-down Techniques

b. Medicare and Medicaid Eligibility, Benefits, and Intake

c. Effective Wealth Preservation Planning

d. Qualifying for Government Benefits when Assets Exceed the Limit

e. Social Security Planning

f. State and Local Funded Benefits

g. Determining Ideal Timing to Protect Assets

h. Medicaid Asset Protection

i. Long-term Disability Benefits

j. Understanding the Application and Appeals Process

k. Exempt vs. Non-exempt Assets

Recorded Question & Answer Session

Biography of Seminar Faculty:

1. Barbara B. Comerford has been practicing disability law for over 30 years primarily in the area of ERISA long-term disability insurance claims and litigation; and Social Security Disability claims and litigation. She has lectured extensively on ERISA Long term disability insurance and Individual Disability Insurance law, as well as, Social Security disability law throughout the United States. She has represented thousands of clients seeking long term disability insurance (ERISA and Disability Income claims), Social Security disability and government disability benefits. She has also co-authored professional journal articles on proving disability. Ms. Comerford has testified before the U.S Department of Health & Human Services CFS Scientific Advisory Committee on Education Law Recommendations for Adolescents diagnosed with severe Chronic Fatigue Syndrome. She has conducted seminars on aspects of Proving the ERISA Long Term Disability insurance claim for the last several years. Ms. Comerford has been interviewed on disability issues by the media, including the CBS Morning Show, NBC News, the Washington Post, Kiplingers and Bloomberg Law.

2. Mitchell Staub is the President of MPS Advantage Group Inc. He has counseled clients in the insurance and financial services industry for nearly two decades. Mr. Staub previously worked for MetLife Financial Services, as well as two national health care organizations. He practiced at National Medicare and Life Insurance Brokerage, prior to founding his own firm. He successfully focuses on clients in the areas of Medicare Supplements, Medicare Advantage Plans, Prescription Plans, Long Term Care Insurance, as well as Life Insurance.

CLE Credit: Rossdale CLE is a national leader in attorney education and has trained thousands of attorneys, paralegals, and other legal professionals.

Alabama State Bar MCLE Commission for 1.5 MCLE credits

Alaska Bar Association for 1.5 CLE Credits *

Arizona State Bar for 1.5 CLE credits**

Arkansas Supreme Court – Office of Prof. Programs for 1.5 CLE credits

California State Bar for 1.5 MCLE credits

Colorado Supreme Court Board of Continuing Legal and Judicial Education for 1.8 CLE Credits

Connecticut for 1.5 CLE Credits

Delaware Commission on Continuing Legal Education *******

District of Columbia (CLE credits are not required)***

Florida Bar for 2.0 CLE credits

Georgia Bar for 1.5 CLE credits

Hawaii State Board of CLE for 1.5 CLE credits

Idaho State Bar for 1.5 CLE credits

Indiana Commission for Continuing Legal Education for 1.5 CLE Credits

Illinois – Supreme Court of Illinois for 1.5 MCLE Credits

Iowa Commission on Continuing Legal Education for 1.5 CLE Credits

Kansas Continuing Legal Education Commission for 1.5 CLE Credits

Kentucky Bar Association for 1.5 CLE Credits

Louisiana Supreme Court Commission on MCLE for 1.5 MCLE credits

Maryland (CLE credits are not required)***

Massachusetts (CLE credits are not required)**

Michigan (CLE credits are not required)***

Minnesota State Board of Continuing Legal Education for 1.5 CLE credits

Mississippi Commission on Continuing Legal Education for 1.5 CLE credits

Missouri Bar for 1.8 MCLE Credits

Montana Commission of CLE for 1.5 CLE Credits

Nebraska Mandatory Continuing Legal Education for 1.5 CLE credits ******

Nevada Board of Continuing Legal Education for 1.5 CLE credits

New Hampshire for 1.5 CLE credits ****

New Jersey Board on Continuing Legal Education for 1.5 CLE credits (per Rule 201:4)

New Mexico Minimum Continuing Legal Education Board for 1.5 CLE credits

New York State Bar for 1.5 CLE credits

North Carolina State Bar Continuing Legal Education for 1.5 CLE credits

Ohio – Supreme Court of Ohio Commission on CLE for 1.5 CLE Credits

Oklahoma Bar Association for 1.5 CLE Credits

Oregon Bar for 1.5 MCLE Credits

Pennsylvania Continuing Legal Education Board for 1.5 CLE Credits

Puerto Rico for 1.5 CLE credits (Tribunal Supremo de Puerto Rico)

Rhode Island Mandatory Continuing Legal Education Commission for 1.5 CLE credits

South Carolina – Supreme Court of South Carolina for 1.5 MCLE Credits*****

South Dakota (CLE credits are not required)***

Tennessee Commission on CLE for 1.5 CLE Credits

Texas State Bar for 1.5 CLE credits

Utah State Board of Continuing Legal Education for 1.5 MCLE credits

Vermont Mandatory Continuing Legal Education Board for 1.5 CLE credits

Virginia State Bar for 1.5 MCLE credits

Washington for 1.5 CLE credits

West Virginia for 1.8 CLE credits

Wisconsin Board of Bar Examiners for 1.5 CLE credits

Wyoming State Bar for 1.5 CLE credits

Additional States – call customer service at (888) 626-3462

* Members of the Alaska Bar Association may report 1.5 CLE credits for participating in this course as it has been approved by other mandatory CLE jurisdictions for 1.5 CLE credits.

** The State Bar of Arizona does not approve or accredit CLE activities for the Mandatory Continuing Legal Education requirement. This activity may qualify for up to 1.5 hours toward your annual CLE requirement for the State Bar of Arizona, including 0 hour(s) of professional responsibility.

*** States that do not require CLE are indicated above. Rossdale does not apply for CLE in these states as CLE credit is not required.

**** The New Hampshire does not approve or accredit CLE activities for the Continuing Legal Education requirement. Pursuant to NH Supreme Court Rule 53, this activity may be counted for up to 1.5 CLE hours.

***** Members of the SC Bar may seek credit directly with the CLE Commission by submitting the 1-page form to the Commission prior to the teleconference and may contact the sponsor to secure an off-set in the registration cost.

****** Please enter NE Bar number on registration form when registering.

******* Please include your DE Bar Number so a Form 4 may be forwarded to you after the course.

For additional questions, please call 888-626-3462.

REGISTER FOR CLE CREDIT AND LISTEN & LEARN AT YOUR CONVENIENCE WITH THIS CONVENIENT 24/7 ON-DEMAND SEMINAR & PODCAST.

You will receive an on-demand download of the seminar, accompanying materials, and information on CLE as soon as you register with a credit card or when we process your check.